Indonesia’s Golden Visa and Second Home Visa give high-net-worth individuals, remote founders, and investor families a longer-term, lower-friction way to base themselves in Bali than the standard Investor KITAS route. As of 2026, both programs offer multi-year stay permits tied to a deposit, investment, or property commitment rather than an operating company — and both are still being refined as Indonesia moves toward its 2027 immigration framework. Juara Holding Group (JHG) manages the entire pathway for clients — eligibility screening, application, banking, property, schools, and settling-in — as one coordinated relocation.
What is the difference between Indonesia’s Golden Visa and Second Home Visa?
Both are long-stay permits designed for people who want to live in Indonesia without necessarily running a local company, but they sit on slightly different legal tracks and are aimed at overlapping but distinct profiles.
- Second Home Visa — introduced to let foreign nationals with sufficient personal funds or a qualifying property purchase reside in Indonesia long-term, typically issued for a five- or ten-year period, renewable. It suits retirees, remote-working families, and individuals who want residence without an active local investment vehicle.
- Golden Visa — positioned as Indonesia’s flagship investor-residency track, generally requiring a larger capital commitment (placed as a deposit, government bond, or direct investment) in exchange for a longer validity period and a faster, more predictable renewal path. It is aimed squarely at HNWI, family offices, and remote-founder households who want stability measured in years rather than months.
Exact thresholds, deposit instruments, and processing timelines are set by Indonesian immigration and revised periodically — including adjustments expected as part of the country’s 2027 regulatory calendar. We do not quote fixed figures here because they change; our team confirms the current requirement against your profile before you commit to any application.
Why choose Golden Visa or Second Home Visa over an Investor KITAS?
An Investor KITAS is tied to holding shares in and actively maintaining a PT PMA company structure, which brings ongoing reporting and corporate compliance even if the business is dormant. Golden Visa and Second Home Visa were built for people who want the right to live in Indonesia without running a company — a cleaner fit for families relocating mainly for lifestyle, retirement, or remote work. The right choice still depends on whether you plan to run a business or need dependents on the same permit, which we map out before recommending a track.
What does JHG’s Golden Visa & Second Home Visa relocation service include?
This is an end-to-end service, not just visa paperwork. JHG coordinates every workstream a relocating HNW family or founder actually needs:
- Eligibility & strategy review — assessing whether Golden Visa, Second Home Visa, or a combined approach with a retirement-track second-home plan fits your capital structure, family size, and stay intentions.
- Document preparation & application handling — proof-of-funds documentation, application lodging, and liaison with immigration through to permit issuance.
- Deposit / investment routing guidance — coordinating with licensed banks and, where applicable, property or bond channels that satisfy the visa’s funding requirement.
- Premium property sourcing — villas, residences, or long-lease estates that match both your lifestyle brief and, if relevant, the visa’s property-linked qualifying route.
- Banking setup — opening Indonesian bank accounts and connecting you with private banking contacts suited to a Golden Visa profile.
- Company setup on request — if you later decide to add a PT PMA for business activity, we set it up alongside your residency, not instead of it.
- Family, schools & settling-in — international school placement for relocating children, plus concierge support for housing, drivers, healthcare, and day-to-day settling-in logistics.
How does the relocation process work?
The sequence below is how most Golden Visa and Second Home Visa clients move from first enquiry to living in Bali:
- Discovery call — we review your family situation, capital available, and target timeline, and recommend the visa track that fits.
- Document & funding checklist — we send the exact paperwork and funding-proof requirements current as of your application date, since figures are periodically updated.
- Application lodging — we prepare and submit the application, tracking it through to permit issuance.
- Property & banking in parallel — while immigration processes the visa, we run villa shortlists and bank account setup so you land with housing and finances already in motion.
- Arrival & settling-in — school placement, staff hiring, driver arrangements, and household setup, handled ahead of or right after arrival.
- Ongoing support — renewal reminders and continued concierge access once you are established.
How much does a Golden Visa or Second Home Visa relocation cost?
Costs vary widely by family size, property ambitions, and whether a company structure is added, so we do not publish a single fixed price. As an indicative starting range for planning purposes only:
| Component | Indicative range (USD) | Notes |
|---|---|---|
| Visa strategy, documentation & application handling | Provided on request | Scoped after the discovery call, based on visa track and family size |
| Qualifying deposit / investment / property purchase | Set by Indonesian immigration | Not a JHG fee — this is the government-set funding requirement itself; confirmed with you before you commit |
| Premium property sourcing (lease or purchase support) | Varies by area and property type | See property services for current market context |
| Banking, schools & settling-in concierge | Scoped per family | Bundled or à la carte depending on what you already have arranged |
These figures are indicative only, not a quotation, and exclude government fees and any amounts that change under future regulatory updates. We provide a written scope and cost estimate after understanding your situation — nothing is charged before that conversation.
Can my spouse and children be included on a Golden Visa or Second Home Visa?
Dependent inclusion is generally possible under both programs, subject to the specific rules in force at the time of application and the funding level chosen. We confirm eligibility for your family during the discovery call rather than assuming a blanket answer.
Is the Golden Visa or Second Home Visa a path to Indonesian citizenship?
No. Both are long-term stay permits, not citizenship or permanent-residency guarantees. They allow extended, renewable residence in Indonesia; any future citizenship pathway is a separate legal matter for qualified immigration counsel.
How long does the application typically take?
Timelines depend on how quickly your funding proof and documents are ready and on immigration’s current processing load, which fluctuates. We give a realistic estimate once your file is assembled rather than a generic promise.
Do I need to set up a PT PMA company to qualify?
Not for the Second Home Visa or the standard Golden Visa route — both are designed to work without an operating company. If you separately want to run a business in Indonesia, we can add PT PMA formation alongside your residency application, but it is optional.
Golden Visa and Second Home Visa rules are updated periodically, and the right structure depends on your capital, family, and timeline — details worth confirming before you commit to a track. As part of Juara Holding Group — operating from Bali across Indonesia since 2015, our team handles the visa, property, banking, and settling-in work as one coordinated relocation rather than separate vendors. Message us on WhatsApp at +62 811-3941-4563 to review your eligibility and get an indicative scope for your family.